Mexican 7 Layer Dip

I made this after the last Packer home game for a snack for the hungry football goers. This is super easy and totally old school, but people always seem to love it. I like it when the beans are warm, so its best to put it together quickly right before you are going to serve it. Enjoy!
1 can refried beans (I like to use the original flavor or vegetarian)
1 small can green chilies, diced
1tsp ground cumin
1/2 cup cheddar cheese (Grate your own- it's just better)
3/4 cup reduced fat sour cream
1 cup guacamole
1/2 cup monterey jack cheese (Same deal as the cheddar- grate it!)
1 can black olives, sliced
1 cup pico de gallo

Heat refried beans into a small pan over medium-low heat. Add one can of drained and diced green chilies. Add a little bit of ground cumin. Mix well. Spread the warm beans on the bottom of a large plate. Add the cheddar cheese. Next, spread the sour cream on top. Spread the guacamole over the sour cream. Add a layer of monterey jack and sliced black olives.
Lastly, add Pico de Gallo. Serve with tortilla chips.

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